A letter of demand can come in many forms, via email or as a registered letter to your home or place of business. But what happens if you decide to ignore an official letter of demand? When you receive a letter of demand, the best course of action is to […]
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In today’s digital age, convenience often comes at a cost, especially when managing finances. Proxy payments, while convenient, can pose significant risks to South African individuals’ financial health. In this article, we’ll delve into what proxy payments are and why you should avoid them to prevent debt. Additionally, we’ll explore […]
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As Easter approaches, it’s the perfect time to plan a getaway and create lasting memories with your loved ones. But who says you must spend a fortune to have a fantastic holiday? Enjoy all the fun and Easter excitement without worrying about your finances with our guide to budget-friendly escape […]
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In a landscape where financial stability often feels like a distant dream, understanding the nuances of household affordability becomes paramount. Recent studies shed light on the intricate dynamics influencing spending patterns and economic outlooks for South African households. Let’s delve into these insights and uncover strategies to navigate the challenging […]
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As we settle into 2024, the economic impact of rising food prices in South Africa is evident. The reality is that many families are struggling to put nutritious meals on the table without breaking the bank. This dilemma strains many households financially, unavoidably affecting their mental and physical health. This article […]
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Debt is a surprisingly common problem that many South Africans face. While there is good debt, where your overall financial standing will be improved, the more common cases are ‘bad debt’, ultimately costing a person more long-term. Borrowing money can look completely different from one agreement to the next. The […]
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Vehicle repossession can be a real concern, especially as South Africans are currently facing a very challenging financial climate where monthly expense rates keep increasing. With expenses increasing due to a range of interest hikes, loan instalments may continue to increase, too. This has more and more people defaulting on […]
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Before applying for a student loan, you must consider several important factors carefully. Getting that university acceptance letter is only half the battle regarding tertiary education. You also need to find a way to pay for it; tertiary education is not cheap. You also need to take into consideration the […]
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In today’s economic climate, retrenchments occur regularly, and if you are under debt review, you need to know your rights and the options available. Between businesses struggling to keep their doors open and there being too many people searching for employment, being retrenched is not uncommon. But if this happens, […]
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There is such a thing as good debt, and in this article, we break it down for you. Today being in debt is a fact of life. No matter who you are or where you live, chances are you’re in debt, either from mounting credit cards, personal loans, or all […]
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